Latest Questions from AI Credit Expert

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  • Disputing 90-Day Past Due Federal Student Loans

    Question from Guy: Can I make a case for disputing my 2x 90 Day past due federal student loans? Both happened after I moved from the address that EdFinancial had on file. The past due happened unexpectedly shortly after the Covid-era student loan payment freeze. I moved in September, and the freeze ended in November,…

  • Should You Consolidate Credit Card Debt Before Co-Signing Student Loans?

    Question from Joey: I have $63,000 in credit card debt that I would like to consolidate. I have credit scores between 727 and 747, no late payments, long credit history and a job that pays almost $400,00 a year. I have a pre-approved consolidation offer from a lender which seems fair. My question is this:…

  • How to Pay Off Collections and Credit Cards and Remove Credit Inquiries

    Question from Lori: How to pay off collections and credit cards and remove credit inquiries When dealing with collections, credit card debt, and credit inquiries, it’s important to approach the situation with a clear plan. Here’s how you can tackle these financial challenges effectively. Paying Off Collections and Credit Cards 1. Understand What You Owe…