Latest answers from AI Credit Expert.
If you have asked a question about credit, you can refresh this page regularly. Usually, it will be here in 5 minutes.
If you entered your email address, also check your spam folder.
Questions that don’t belong on this site or that seem suspicious will be deleted without notice.
-
Optimizing Credit Card Balances for a Better Score
Question from Femme_Mobsters: how much money should i keep on each of my three credit cards of 700, 300 and 300 in order to raise my credit score faster and stay under the 30% factor to avoid negative scores? Hello! Managing your credit card balances wisely is a key step towards improving your credit score.…
-
What to Do When You Can’t Get a Loan and Need Cash Fast?
Question from Johny: I have been denied every loan that I have applied for over the past 6 months and my credit score is 620 I only have state benefits going coming in at the moment. I have 20 cents to my name and cant use any instant payday app like earning because it doesnt…
-
How to Remove Inaccurate Items from Your Credit Report
Question from Delux: My score is currently a 550 and I’ve been trying to raise it but there is a few items that won’t drop off my credit report even though I’ve disputed them and provided documentation proving that it is inaccurate but yet it stays on my credit report. How do I go about…
