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How Can I Increase My Credit Score?
Question from Sunshine: How can I increase my credit score? Improving your credit score is a crucial step towards financial health and can make it easier to borrow money, secure loans with better terms, and even affect your insurance rates. Here are some widely accepted practices and strategies to help you increase your credit score:…
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Disputing 90-Day Past Due Federal Student Loans
Question from Guy: Can I make a case for disputing my 2x 90 Day past due federal student loans? Both happened after I moved from the address that EdFinancial had on file. The past due happened unexpectedly shortly after the Covid-era student loan payment freeze. I moved in September, and the freeze ended in November,…
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Should You Consolidate Credit Card Debt Before Co-Signing Student Loans?
Question from Joey: I have $63,000 in credit card debt that I would like to consolidate. I have credit scores between 727 and 747, no late payments, long credit history and a job that pays almost $400,00 a year. I have a pre-approved consolidation offer from a lender which seems fair. My question is this:…
