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Should You Consolidate Credit Card Debt Before Co-Signing Student Loans?
Question from Joey: I have $63,000 in credit card debt that I would like to consolidate. I have credit scores between 727 and 747, no late payments, long credit history and a job that pays almost $400,00 a year. I have a pre-approved consolidation offer from a lender which seems fair. My question is this:…
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How to Pay Off Collections and Credit Cards and Remove Credit Inquiries
Question from Lori: How to pay off collections and credit cards and remove credit inquiries When dealing with collections, credit card debt, and credit inquiries, it’s important to approach the situation with a clear plan. Here’s how you can tackle these financial challenges effectively. Paying Off Collections and Credit Cards 1. Understand What You Owe…
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How to Start Investing and Understanding Credit Portfolios
Question from aaaa: How do I start investing and how do credit portfolios work? Starting your investment journey and understanding how credit portfolios work can seem daunting at first, but with the right approach, it can become an empowering part of your financial strategy. Here’s a straightforward guide to get you started. Starting with Investing…
