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How to Improve a Bad Credit Score
Question from Henry: What are the best steps to follow in order to improve a bad credit score? Hello! Improving a bad credit score is a crucial step towards financial health and can open doors to better loan terms, lower interest rates, and more opportunities. Here are some widely-accepted practices and steps to help you…
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Understanding Your Credit Card Repayments
Question from Bacha: I am in Melbourne. I got AUD $15000 credit card and I have used all the money. every month it deducts nearly AUD 300. Why Hello! It sounds like you’re trying to understand why your credit card is deducting nearly AUD $300 every month. Let’s break down the basics of credit card…
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Can a 620 Credit Score Secure Loans or Grants?
Question from Carl Frye: with a credit score of 620 or above can a person be approved by a secure or unsecured loan or free grant? Hello! Navigating the world of loans and grants with a credit score of 620 or above can seem daunting, but understanding your options can make the process smoother. Let’s…